Rental Deal Analyzer

Quick underwriting for duplex and single-family rentals. Change any number and results update live. Save scenarios to compare deals. Bookmark this file to open it anytime.

Deal inputs

Set to 100 for zero money down
Texas-style estimate — adjust to the county
Duplex: both sides combined
Optional — title, points, repairs at close

Results

Zero money down — loan covers the full purchase price. Cash-on-cash is not used when cash in is $0.
Monthly cash flow
Yearly: —
Cash to close
Loan: —
Cap rate
NOI ÷ purchase
Cash-on-cash
Yearly CF ÷ cash in
DSCR
NOI ÷ annual mortgage
Mortgage (P&I)
/ month
Gross rent (year)
Vacancy loss
Effective income
Property tax
Insurance
Maintenance
CapEx reserve
Property management
Operating expenses total
NOI (income − expenses)
Annual mortgage (P&I)
Annual cash flow

Saved scenarios